Hello, my name is Gerald Cummings, and I'm an estate planning and elder law attorney in San Jose. I help families find peace of mind. One area that I focus on is working with families to find benefits to help pay for skilled nursing care. These benefits are provided through a program called Medi-Cal, which is a program in California that will pay for skilled nursing care. I find when I talk with clients, however, that they have a lot of myths and misconceptions about the Medi-Cal program and how it works. Among these myths are that you have to be broke in order to qualify for benefits. This is not true. Medi-Cal, in determining your financial eligibility, looks at assets and divides them into countable assets or those that do need to be spent in order to qualify, and non-countable assets, those that don't need to be spent. Examples of non-countable assets are your home and your IRA. You can have a million-dollar IRA and still qualify for Medi-Cal benefits, so it is a myth that you have to be broke. Another common myth is that if you are married and your spouse is in a nursing facility, you're going to be left with nothing. Again, this is not true. In addition to the non-countable assets like an IRA or a home, Medi-Cal will allow a married couple to keep approximately a hundred and ten thousand dollars. So again, it's a myth that you have to have nothing. A third myth that is very common is that people feel that their living trust is enough to protect them against an estate claim. An estate claim is the state of California's ability to come after you after you have passed away and recover all the Medi-Cal benefits they've paid for you. A living...
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Medi-cal sworn statement Form: What You Should Know
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Video instructions and help with filling out and completing Medi-cal sworn statement form
